A car accident can affect a person in many ways. Injuries that occur in a collision may require multiple forms of medical treatment, and a victim may be unable to work while they are recovering. Accidents can also lead to extensive damage to a person's vehicle or other property. In many cases, victims rely on insurance coverage to address these costs. However, if the driver who was at fault for an accident did not have insurance, or if their insurance policy did not provide enough coverage to fully address a victim's damages, this can leave a victim in a difficult position. Fortunately, there are options available for receiving compensation, and a skilled attorney can ensure that a person will be able to address their injuries and damages.
At The Edwards Law Firm, our lawyers understand the difficulties faced by those who have been injured in car accidents, and we are dedicated to protecting the rights of victims and helping them receive the compensation they deserve. We have more than 100 years of combined legal experience, and with our strong understanding of issues related to insurance coverage, we can help victims negotiate settlements with insurance companies or determine whether they have other options for pursuing legal action and receiving compensation.
While drivers are required to carry liability insurance, some drivers fail to do so. Fortunately, a person who is injured in an accident with a driver who did not have insurance will usually be able to receive uninsured motorist (UM) coverage. Underinsured motorist (UIM) coverage may also be available to address situations where the driver who was at fault for an accident had insurance, but their policy limits do not fully address the damages suffered by a victim.
In Texas, liability insurance policies are required to include uninsured/underinsured motorist coverage unless a person opts out of this coverage in writing. UM/UIM coverage must provide coverage at the minimum amounts for liability insurance, although a person may be able to increase the amount of coverage in their policy. The minimum policy limits are:
Car accident victims may sometimes struggle to determine whether they are eligible to receive different types of insurance coverage. To ensure that they will be able to receive the coverage they deserve, victims can work with an attorney when dealing with an at-fault driver's insurance company or when receiving uninsured or underinsured motorist coverage through their own insurer. Our lawyers work with victims to negotiate settlements with insurance companies, ensuring that their injuries and damages will be fully addressed. We also help victims determine their options for pursuing compensation from any other parties who may have been responsible for an accident, such as the manufacturers of defective tires, brakes, or airbags or a government organization that did not correct hazards on a dangerous highway.
By receiving legal help from the experienced lawyers at The Edwards Law Firm, you can make sure you are taking the correct steps to pursue compensation for the injuries and damages you have suffered in a car accident. We will advise you of your options following an accident with an uninsured driver, and we will provide you with representation as you file insurance claims or lawsuits. Contact us and set up a complimentary consultation by calling 361-320-6752. We work to protect the rights of accident victims in Portland, Kingsville, Alice, Corpus Christi, Rockport, Aransas Pass, Nueces County, Port Aransas, and Robstown.
